The Kuruvattoor Service Co-operative bank Ltd NO.D. 1973 has registered as a Primary Agricultural Co-operative Bank on under Kerala Co-operative Societies Act 1969 and started functioning on

Area of operation of the bank is Kuruvattoor Gramapanchayath with its head office situated at Kuruvattoor , Kozhikode District. From a humble beginning, the Bank has made great progress with in short term and is at par with some of the major banks in the area.

The bank has upgraded as a special grade bank from 2006-2007. Now the Bank upgraded as Class I Special Grade from We have started a fertilizer Depot in

Now the bank is having 6 branches including an evening branch.The bank implements all the available modern banking facilities to help its customers at the maximum.
.
A lot of thrust is given by the Bank in providing its customers with maximum facilities. Already the Bank provides a good number of interesting deposit schemes and loan plans. Core banking is also being implemented to provide better facilities for our customers.The bank offers a full fledged range of services. Our interest rates on deposits and advances are amongst the most competitive in India. Today, we have a choice of helpful and lucrative deposit schemes to suit your needs both in the short term as well as fixed depositsDifferent loan schemes tailor-made to suit the needs of various customers has been launched by the Bank. These schemes aim at providing loans for purchase or construction of residential premises, repair/renovation of house property, purchase of two wheeler, car, and for purchase of household and consumer durables including various type of micro loans..
.
Office of the Registrar of Co-operative Societies, Govt. of Kerala, and Trivandrum is the Apex Body in Kerala which controls and monitors the co-operative sector in the State of Kerala. The Kozhikode District Co-operative bank is the financial supporter for this Bank. The apex body issues circulars from time to time which are to be implemented and followed in the Co-operative sector. The Apex Body decides the rates of interest for deposits and advances, types of deposits and advances, Recovery of loans, Security measures, Guidelines for staff etc. KSCB being in the co-operative sector is following the directions given by the Apex Body.